About – Toledo Teachers Credit Union Ltd.

About Us

Welcome to Toledo Teachers Credit Union Ltd.

We are dedicated to providing individualized service that goes above and beyond what you will get at other financial institutions.

Our Mission

Toledo Teachers Credit Union is committed to providing affordable financial services to members, through community outreach, technology, and best practices.

Our Vision

Toledo Teachers Credit Union is the preferred credit union in Southern Belize providing competitive financial services, ensuring sound practices, good governance, stability and continuous growth.

What We Offer

Bill Payment Services

Online & Mobile Banking

Loan Products

ATM Services

Savings Accounts

SSN via National Payment System

Our Loan Products

01.

Agriculture

Cultivate your success with our specialized agricultural loans tailored to meet the unique needs of your farm.

02.

Construction

Build your dreams from the ground up with our flexible construction loans designed to support your projects.

03.

Eco-Micro

Foster sustainable growth with our eco-micro loans, promoting environmentally friendly initiatives for small businesses.

04.

Education

Invest in knowledge with our education loans, offering financial support for your educational pursuits.

05.

Forestry

Grow your forestry endeavors with our forestry loans, providing assistance for sustainable forestry management.

06.

Line of Credit

Enjoy financial flexibility with our line of credit, a convenient solution for managing short-term cash flow needs.

07.

Manufacturing

Power your production with our manufacturing loans, supporting the growth and innovation of your business.

08.

Marine Products

Set sail to success with our marine product loans, catering to the unique needs of the maritime industry.

09.

Real Estate

Unlock the door to your future with our real estate loans, tailored to help you achieve your personal goals.

10.

Tourism

Explore new horizons with our tourism loans, designed to boost businesses in the vibrant tourism industry.

11.

Transportation

Hit the road with our transportation loans, providing financing solutions for your transportation ventures.

12.

Personal/Consumer

Fulfill your personal aspirations with our consumer loans, offering financial support for a variety of personal needs.

Why Choose Us?

We deliver a banking experience that enhances our members’ lives as well as the communities in which they reside by creating strong relationships in the communities we serve and supporting our members’ particular needs.

What is a Credit Union?

A credit union is a co-operative financial institution, that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.

What does the Hand and Globe logo signify?

The Hand and Globe logo has symbolic and historic significance for the Credit Union Movement. The cupped hands symbolize both the financial security and support offered by the international credit union network, as well as the fact that the success of the movement is in the hands of its members.
The globe symbolizes the worldwide scope of the movement and suggests the impact that a truly united movement can have on the financial development of all countries.
The people within the globe represent the real focus of the credit union movement. It is the human element – the harmony of people working for people – that distinguishes credit unions from other financial institutions.

What is the difference between a credit union and a bank?

Banks operate to generate profits for their stockholders or private owners. Credit unions are not-for-profit financial cooperatives, owned and operated by the members. Credit union profits are returned to their member-owners in the form of higher deposit rates, and no or low cost services.

Why is $20 held in my Savings account?

Twenty dollars is held in your Savings account as your initial share deposit and signifies your ownership of the credit union ($20 = 1 share). This $20 minimum balance is your money and will be returned if you should ever close your membership.

Can I conduct transactions on behalf of my spouse/child/parent/sibling or a relative?

Yes, you can. To conduct transactions on behalf of another member of the Toledo Teachers Credit Union, you would need to have a Third-Party Authorization form unless you are the parent of a juvenile member.

How much funds do I need to have within my Shares to qualify for a loan?

You are required to have 10% of the loan that you are requesting in your funds in order for you to qualify for a loan.

If I’m a new member, how long do I need to be a member before applying for a loan?

You will have to be a member of the Toledo Teachers Credit Union for six (6) months before applying for a loan.

TTCU Numbers

Listed are some key significant figures for TTCU.

23

Years of
Service

7K+

TTCU Membership

02

Office
Branches

$26M

Asset
Figure

Would you like to become a member?

Unlock exclusive benefits and join a community of financial empowerment. Discover the advantages of membership – become a TTCU member today!

Requirements

Welcome to Toledo Teachers Credit Union Ltd.​

Our Mission​

Our Vision​

What We Offer

Our Loan Products​

Agriculture​

Construction​

Eco-Micro​

Education​​

Forestry​

Line of Credit​

Manufacturing​​

Marine Products​

Real Estate​

Tourism​​

Transportation​

Personal/Consumer​

Why Choose Us?​

TTCU Numbers​

23

Years of Service

7K+